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Palau 2020 $5 Gilded Fortune Four-Leaf Clover 1 oz Silver PCGS MS70

$699.00
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Description

PCGS Registry Number may differ

Comes with Original case and certificate of Authenticity

  • 2020 Palau $5 Gilded Fortune, shaped as a four-leaf clover
  • 1 troy oz of .999 silver with gold plating and a silk finish
  • Certified PCGS MS70, the highest numerical grade
  • smartminting technology and flowing ornamental leaf patterns
  • Worldwide mintage of 777; original case and Certificate of Authenticity included

Four rounded leaves and a short stem transform this silver coin into a sculptural emblem of good fortune. The four-leaf clover is the coin’s actual three-dimensional shape, not simply a motif engraved on a round coin. Fine curling patterns sweep across its gold-plated surface, following the contours of each leaf. The silk finish gives the 2020 Palau Gilded Fortune its distinctive presentation, while the opposite side carries Palau’s coat of arms, the five-dollar denomination and the date.

Produced using smartminting technology, this 1 oz .999 silver issue combines an unusual silhouette with a worldwide mintage of 777. PCGS certification at MS70 adds a clearly defined numerical condition grade to the design, and the original presentation case and Certificate of Authenticity accompany the holder. For a gift with lasting numismatic character, add this gilded four-leaf clover to a collection at FORTYMILLION.

Specifications

Issuing country Palau
Year 2020
Denomination 5 dollars
Issue Gilded Fortune
Metal .999 silver
Weight 1 troy oz
Plating Gold plated; not a solid gold coin
Finish Silk finish, as stated on the Certificate of Authenticity
Shape Four-leaf clover
Size 38.61 mm, as stated on the Certificate of Authenticity
Technology smartminting
Mintage 777 worldwide
Design Ornamental four-leaf clover; Palau coat of arms on the opposite side
Grading service and grade PCGS MS70
Pictured label First Day of Issue
PCGS coin number 821552
Supplied certification reference 40220523; the certification number supplied with the purchased coin may differ
PCGS population snapshot 161 at MS70; 0 graded higher. Supplied figures as at 28 October 2026; subject to change.
Packaging PCGS holder, original presentation case and Certificate of Authenticity

The supplied population figures describe PCGS grading records for the relevant coin-number and designation category, not the original mintage or the number of surviving coins. Zero graded higher is consistent with MS70 being the highest numerical grade; it does not mean this is a unique coin. View the PCGS Population Report or view the supplied certification reference (links open in new tabs). PCGS Value View issue reference also opens in a new tab.

 

The Sheldon Grading Scale

The Sheldon Grading Scale is a 70-point numerical system used by grading services such as PCGS and NGC to assess coin condition. Originally developed by Dr William Sheldon for early United States large cents, it was later adapted for wider numismatic use. Not every integer is assigned a grade. The following summaries are adapted from PCGS standards; the offered coin’s MS70 grade is highlighted.

Numeric grade Code Grading summary
70 MS / PR Fully struck and lustrous, free of visual marks under PCGS standards; minor as-minted defects may be permitted if they do not affect eye appeal. This coin is certified PCGS MS70.
69 MS / PR Virtually as struck, with minuscule imperfections; near-full strike.
68 MS / PR Virtually as struck, with slight imperfections; slight strike weakness permitted.
67 MS / PR Minor imperfections and a very good strike.
66 MS / PR Few minor marks or hairlines outside focal areas; good strike.
65 MS / PR Minor marks or hairlines, none in focal areas; above-average strike.
64 MS / PR Few marks or hairlines, or a couple of more severe ones; average or better strike.
63 MS / PR Moderate number or size of marks or hairlines; strike may not be full.
62 MS / PR No wear; fewer heavy marks or hairlines than grade 61; strike may not be full.
61 MS / PR No wear; multiple heavy marks or hairlines; strike may not be full.
60 MS / PR No wear; many heavy marks or hairlines possible; strike may not be full.
58 AU Full detail with only slight friction on high points.
55 AU Full detail with friction on less than half the surface, mainly high points.
53 AU Slight flatness and loss of lustre on design high points; some lustre remains.
50 AU Full detail with friction over most of the surface and slight flatness on high points.
45 XF / EF Complete detail with some high points flat.
40 XF / EF Complete detail with most high points slightly flat.
35 VF Complete but worn detail; high points flat.
30 VF Almost complete detail with flat areas.
25 VF More definition in detail and lettering than grade 20.
20 VF Some definition of detail; full, sharp lettering.
15 F More recessed detail than grade 12; sharp lettering.
12 F Some deeply recessed detail; sharp lettering.
10 VG Worn design with slightly clearer detail than grade 8.
8 VG Worn design with slight detail.
6 G Complete rims, flat detail and full peripheral lettering.
4 G Slightly worn rims, flat detail and nearly full peripheral lettering.
3 AG Worn rims; most lettering readable though worn.
2 FR Mostly worn, with some visible detail.
1 PO Identifiable date and type.

MS means Mint State, describing condition without circulation wear. Grade 70 is the highest grade under the service’s standards, not an unlimited claim of absolute perfection. PR (PCGS) or PF denotes Proof, a method of manufacture, not automatic perfection. A silk finish, gold plating and a numerical grade describe different aspects of a coin. Read the PCGS grading standards (opens in a new tab).

 

Q. Is Gilded Fortune a solid gold coin?
A. No. It is a .999 silver coin with gold plating. Gilt and gilded refer to the gold coating, not a solid gold composition.

Q. What does PCGS MS70 mean?
A. MS70 is PCGS’s highest numerical Mint State grade. It is a condition assessment under PCGS standards, not a guarantee of investment performance or absolute perfection under every examination.

Q. Will the certification number match the photographs?
A. Not necessarily. The photographs show different certification numbers, and the listing’s notice states that the supplied PCGS number may differ. The separate certification reference provided is 40220523.

Q. What is included?
A. The PCGS-graded coin, original presentation case and Certificate of Authenticity.

Q. Does population 161 mean only 161 coins were made?
A. No. The worldwide issue mintage is 777. The supplied population of 161 at MS70 refers to PCGS records for the relevant category as at 28 October 2026.

Q. Is silk finish the same as Proof?
A. No. Silk finish is the finish stated on the certificate; it does not by itself establish a Proof strike. This listing’s certified grade is MS70.

Specifications

  • Issuing country
    Palau
  • Year of issue
    2020
  • Denomination
    5 dollars
  • Series
    Gilded Fortune
  • Metal
    Silver
  • Purity
    .999
  • Weight per coin
    1 troy oz
  • Diameter
    38.61 mm (as stated on certificate)
  • Dimensions
    38.61 mm (certificate specification)
  • Condition
    Excellent Mint Condition
  • Quality
    PCGS MS70
  • Finish
    Silk finish; gold plated
  • Mintage
    777
  • Obverse effigy
    Palau coat of arms
  • Design theme
    Four-leaf clover; good fortune
  • Special features
    Clover shape; smartminting; PCGS First Day of Issue labels shown; certification number may differ
  • Gilding
    Gold plating over .999 silver
  • Grading service
    PCGS
  • Grade
    MS70
  • Packaging
    PCGS holder, original presentation case and Certificate of Authenticity
  • Product use
    • Collectible/numismatic
  • Product classification
    • Numismatic Collectable
  • Construction
    • Solid
    • Plated
  • Material origin
    • Finished product (jewelry/watch)

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